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Switch to a First Direct 1st Account and receive £175 free cash within 28 days.

Open a Trading 212 Invest account, deposit £1 and receive a free share worth up to £100.

Revolut is one of the UK's largest fintech banks with a long-running refer-a-friend scheme that rewards both parties when a new customer orders a card and completes qualifying spend.

Monument is a UK challenger bank aimed at savers and mass-affluent clients, offering fixed-term savings and easy-access accounts with a periodic refer-a-friend bonus.

Yonder is a UK Mastercard rewards credit card built around dining, travel and city experiences, with a referral scheme paying points to both parties.

American Express UK runs one of the most generous referral programmes in the country, paying Membership Rewards points or statement credit when a friend signs up for an eligible Amex card.

Zable (formerly Fluid) is a UK credit card and buy-now-pay-later app aimed at customers building or rebuilding credit, with a periodic referral programme.

Klarna's UK shopping app runs periodic 'refer a friend' vouchers for new users who complete a qualifying purchase using pay-in-3 or pay-in-30.

Klarna's UK debit-style balance and card lets you pay upfront rather than via credit, with an in-app refer-a-friend bonus for both parties.

Clearpay is Afterpay's UK arm — a pay-in-4 buy-now-pay-later service with a periodic referral discount for both parties on their next order.

Zilch is a UK pay-over-time and rewards app that runs a refer-a-friend bonus paid into your Zilch balance after your invitee completes a qualifying purchase.

Wise (formerly TransferWise) is a UK-based multi-currency account with a refer-a-friend scheme that pays cash once your invitee sends a qualifying international transfer.

PayPal UK runs a rotating refer-a-friend scheme paying cash into both accounts once your invitee sends or receives a qualifying payment.

SumUp is a UK card reader and small-business payments provider with a partner referral scheme paying cash when a new merchant activates a reader.

Monzo's business current account periodically runs a partner-referral bonus paid to both parties once a new business account is opened and funded.

Plum is a UK automated saving and investing app with an FCA-authorised Stocks & Shares ISA, general investment account, and a refer-a-friend cash bonus.

Wealthify is a UK robo-investor owned by Aviva, offering fully-managed Stocks & Shares ISAs, JISAs, pensions and general investment accounts, with a periodic refer-a-friend bonus.

iFast Global Markets UK offers a self-directed investment platform for ISAs, GIAs and SIPPs, with occasional welcome bonuses and refer-a-friend rewards.

JP Morgan Personal Investing (Nutmeg's parent-group platform) lets UK customers invest in JPM-run portfolios inside an ISA or GIA, with a refer-a-friend bonus.

IG is a UK-listed spread-betting, CFD and share-dealing broker offering ISAs and SIPPs, with periodic refer-a-friend cash rewards for active traders.

Robinhood UK is the FCA-authorised arm of the US-listed broker, offering commission-free US and UK share trading with a refer-a-friend free-share reward.

Octopus Energy is a UK renewable energy supplier with one of the biggest ongoing referral schemes — cash credit for both parties when a new customer completes a switch.

EDF is a major UK energy supplier with a customer-only ‘Recommend a Friend’ scheme that credits both accounts once the new customer's switch completes.

E.ON Next is a major UK energy supplier with a periodic refer-a-friend credit for both parties when a new customer completes a full supply switch.

Rakuten is a global cashback site offering percentage cashback at hundreds of UK retailers, with a welcome bonus paid after your first qualifying purchase.

Jam Doughnut is a UK app that lets you buy gift cards from high-street retailers at a discount, effectively giving instant cashback plus a refer-a-friend bonus.

Cheddar is a UK cashback app offering instant payouts on purchases at high-street partners and a refer-a-friend bonus when your invitee links a debit card.

Shopmium is a UK grocery cashback app — buy featured products at any supermarket, upload the receipt, and get cashback plus a free product welcome offer.

Snoop is a UK Open-Banking money app that surfaces switching, cashback and bill-saving deals, with a periodic refer-a-friend voucher for both parties.

Airtime Rewards partners with UK retailers to give cashback off your mobile phone bill — additional to our existing Airtime Rewards page, this covers their premium tiers and stacking tips.

Uber's UK refer-a-friend scheme gives both parties ride credit or a percentage off their next trips when a new user takes their first qualifying ride.

Uber Eats runs a UK refer-a-friend voucher scheme — a small discount for both parties when your invitee places their first qualifying order.

Gousto is a UK recipe-box service with an established refer-a-friend programme — new customers get a large first-box discount and the referrer receives box credit.

Too Good To Go is a UK anti-food-waste app selling unsold food at a discount, with a periodic refer-a-friend credit for both parties on your next Magic Bag.

Costa Coffee's UK loyalty app runs a periodic refer-a-friend Beans (points) bonus when your invitee joins and makes a first qualifying purchase.

Caffè Nero's UK loyalty app periodically runs a refer-a-friend free-drink bonus for both parties when a new member scans their first qualifying purchase.

Trip.com is a global online travel agency operating in the UK, with a refer-a-friend scheme paying Trip Points (usable against hotels and flights) to both parties.

Whatnot is a UK live-shopping and reselling platform popular for trading cards, sneakers and collectibles, with credit paid to both parties on the invitee's first buy.

Vinted is a UK-friendly second-hand marketplace with a refer-a-friend scheme paying credit into both accounts once the new user completes a qualifying purchase.

Sky's UK ‘Recommend a Friend’ programme pays existing customers a voucher when a friend takes out an eligible new Sky TV or broadband package.

MoneySuperMarket runs a periodic refer-a-friend bonus paying both parties an e-voucher when the new customer buys an eligible product (usually insurance or energy).

MSR (My Sales Rep / Shop Reward) is a UK app paying commission on friends' spending at partner retailers, with a percentage cut on their qualifying purchases.

Three UK runs a periodic Recommend a Friend voucher for both parties when a new customer takes out an eligible Three plan.

iD Mobile is Currys' UK MVNO on Three's network, running periodic refer-a-friend bill-credit for both parties when the new customer's line activates.

Lebara Mobile is a UK MVNO focused on international calling, with a refer-a-friend credit for both parties when a new customer activates their SIM.

Sprive is a UK app that helps homeowners overpay their mortgage automatically and compare remortgage deals, with a refer-a-friend cash bonus for both parties.

Tembo is a UK FCA-regulated mortgage and savings platform (Lifetime ISA, Cash ISA and mortgage advice) with a refer-a-friend reward for qualifying customers.

Fuse is a UK app-based savings and rewards product with a refer-a-friend cash bonus for both parties once the invitee funds their account.

Macadam is a UK app-based rewards platform paying coins/points that can be redeemed for gift cards or cash, with a refer-a-friend bonus for both parties.

Raise is a discounted-gift-card marketplace that runs a refer-a-friend voucher when the new user buys their first discounted gift card.

Avios is the British Airways / Iberia points programme with a periodic refer-a-friend points bonus for both parties when the new member earns their first qualifying Avios.

Attapoll is a UK-popular mobile survey app that pays small cash amounts per completed survey, with a small refer-a-friend bonus once the invitee earns their first qualifying reward.

Dabble is a UK social sports-betting app with a refer-a-friend free-bet for both parties when the new customer places a first qualifying wager.

Everup is a UK saving-and-play app where deposits earn interest and prize-draw entries, with a refer-a-friend cash bonus for both parties on the invitee's first deposit.

Switch your main account to Nationwide and pocket £200 within 10 working days.

Virgin Money periodically runs cash or gift-based switching incentives for new current-account customers via the Current Account Switch Service (CASS).

Barclays occasionally runs cash switching incentives for eligible new current-account customers who move via CASS with qualifying direct debits and deposits.

Nutmeg is a UK digital wealth manager offering ISAs, JISAs, pensions and general investment accounts. Refer-a-friend rewards are run periodically.

AJ Bell offers Stocks & Shares ISAs, SIPPs and general investment accounts with UK share dealing and a wide fund selection.

Interactive Investor is a UK flat-fee investment platform for ISAs, SIPPs and trading accounts. Cashback and welcome offers are run periodically.

Hargreaves Lansdown is one of the UK's largest investment platforms, offering ISAs, SIPPs, fund and share dealing.

Kroo is a UK app-based current account with interest on balances and a referral programme for existing customers.

Zing is a multi-currency money app from HSBC. Any referral incentives are shown in-app to existing customers — check the current programme before signing up.

Utility Warehouse is a UK multi-service provider (energy, broadband, mobile, insurance) with a partner/refer-a-friend programme.

Giffgaff is a UK SIM-only mobile network with a long-running refer-a-friend scheme where both parties receive a credit on qualifying activation.

SMARTY is a UK SIM-only mobile network on the Three network, with a referral programme that credits both existing and new customers.

VOXI is Vodafone's youth-oriented SIM-only mobile brand with a refer-a-friend programme for eligible new customers.

OnePulse pays users small amounts to answer very short 'pulse' polls. Low per-survey pay but quick and mobile-friendly.

Stellar AI recruits remote contractors to work on AI training projects such as writing, coding evaluation and prompt review. Application-based; not all applicants are approved.

Toloka is a global crowdsourcing platform offering micro-tasks and expert AI training projects. Earnings depend on available tasks in your country.

The Amazon Influencer Program lets creators earn commissions on products they recommend via a personalised storefront, including on-site product videos.

The Medium Partner Program pays writers based on member reading time on their published stories. UK writers can join if Medium supports Stripe payouts in their country.

Printify is a print-on-demand platform that fulfils custom products (t-shirts, mugs, prints) via a network of suppliers. Connect to Etsy, Shopify or your own store.

Teemill is a UK-based print-on-demand platform for organic cotton t-shirts and apparel, with free store setup and dropshipped fulfilment.

Sell photos, illustrations, vectors, videos and audio through Shutterstock's Contributor programme. Payouts scale with downloads.

Contribute photos, illustrations, vectors and videos to Adobe Stock and earn a royalty on each licensed download.

Banking

Chase UK

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Banking

Monzo

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Banking

Starling Bank

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Banking

Kroo

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Banking

Atom Bank

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Banking

Zopa

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Money Transfer

Wise

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Money Transfer

Revolut

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Money Transfer

Remitly

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Money Transfer

WorldRemit

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Money Transfer

Xe Money Transfer

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Money Transfer

CurrencyFair

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Freebies

Trainline

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Freebies

Uber

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Freebies

Deliveroo

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Freebies

Just Eat

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Freebies

ClassPass

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Freebies

Getir

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Shopping

John Lewis

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Shopping

Marks & Spencer

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Shopping

ASOS

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Shopping

Amazon Prime

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Shopping

Boots

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Shopping

Next

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Utilities

Octopus Energy

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Utilities

OVO Energy

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Utilities

So Energy

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Utilities

E.ON Next

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Utilities

British Gas

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Utilities

EDF Energy

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Crypto

Coinbase

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Crypto

Kraken

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Crypto

Bitpanda

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Crypto

Uphold

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Crypto

Binance

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Broadband

BT Broadband

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Broadband

Sky Broadband

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Broadband

Virgin Media

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Broadband

Vodafone Broadband

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Broadband

NOW Broadband

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Broadband

Plusnet

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Broadband

Community Fibre

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Mobile Networks

EE

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Mobile Networks

O2

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Mobile Networks

Three

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Mobile Networks

Vodafone

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Mobile Networks

Smarty

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Mobile Networks

iD Mobile

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Mobile Networks

Lebara

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Mobile Networks

Giffgaff

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Credit Cards

American Express

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Credit Cards

Barclaycard

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Credit Cards

HSBC Credit Card

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Credit Cards

Virgin Money Credit Card

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Credit Cards

MBNA

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Credit Cards

NatWest Credit Card

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Savings

Chip

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Savings

Plum

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Savings

Moneybox

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Savings

Raisin UK

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Savings

Atom Bank Savings

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Savings

Zopa Savings

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Insurance

Aviva

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Insurance

Direct Line

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Insurance

LV=

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Insurance

Admiral

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Insurance

More Than

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Insurance

Compare the Market

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Other Offers

Turo

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Other Offers

Airbnb Guest

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Other Offers

Hyperoptic

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Fund a new Freetrade account with £50 and receive a random free share worth £10–£200.

Open a Chip account with a referral code, deposit £1 and receive £10 free credit.

Join TopCashback and get a £15 bonus after your first qualifying purchase of £10+.

Earn 1% cashback on everyday debit card spending for the first 12 months with Chase UK.

Prolific pays UK users to complete short university research studies — one of the best-paying survey platforms.

Open a Club Lloyds account, complete a switch and receive £200 plus lifestyle perks.

Sign up to Quidco and earn a £10 bonus after £5 of tracked cashback.

Open an InvestEngine account, invest £100+ and earn a welcome bonus of up to £100.

Refer a friend to Monzo and you both receive £5 once they use their card three times.

Open a Raisin UK account and deposit £10,000+ into a savings product to earn a £25 bonus.

Link your debit and credit cards to Airtime Rewards to automatically earn discounts on your phone bill.

Turn clothes gathering dust into cash — Vinted charges buyers, not sellers, so listing is free.

A step-by-step guide to a legitimate UK side hustle: extracting free-bet value with mathematical hedging.

Share your unused internet bandwidth with Honeygain and earn passively — payout via PayPal or crypto once you reach $20.

Prolific pays UK residents cash for taking part in academic and market research studies. Payouts via PayPal or bank transfer.

Sell clothes and second-hand items on Vinted with no seller fees. Payouts to your bank account after a buyer confirms delivery.

Sell almost anything on eBay UK. Fees apply above your free monthly listings allowance; payout via bank transfer.

Sell products on Amazon.co.uk via Individual or Professional seller accounts. FBA lets Amazon handle storage and fulfilment.

Sell handmade, vintage and craft supplies on Etsy. Listing fees apply per item; payouts via Etsy Payments.

Upload designs and Redbubble prints them on demand. Earn a royalty on each sale with no upfront cost.

Get paid to test websites and apps by recording your screen and voice. Payouts via PayPal per completed test.

Userlytics runs paid usability tests for websites and mobile apps. UK testers welcome; payout via PayPal.

User Interviews connects researchers with paid participants for interviews and studies. Payouts via PayPal or Amazon vouchers.

Host a spare room or property on Airbnb. Under Rent-a-Room relief UK hosts can earn up to £7,500 tax-free per year from a lodger in their main home.

Switch to a Halifax Reward Current Account for a cash bonus and optional monthly perks.

Switch your account to TSB for a cash bonus plus monthly cashback on debit card spending.

Switch to a Santander Edge or Everyday current account and earn a cash reward.

Move your banking to HSBC Advance or Premier for a cash switch bonus.

Switch to a NatWest Reward or Select account for a cash bonus.

Royal Bank of Scotland runs regular switch cash bonuses on its current accounts.

Ulster Bank offers occasional switch bonuses on personal current accounts.

Switch to a Bank of Scotland Classic account for a cash reward.

The Co-operative Bank runs periodic switch offers on its ethical current accounts.

Switch your main current account to Monzo for a cash bonus when a switch offer is live.

Starling occasionally runs switch bonus promotions on its personal current account.

Robinhood UK offers commission-free investing with sign-up promotions for new users.

Lightyear is a UK investing app offering multi-currency accounts and a welcome bonus.

Moneybox rounds up your spending into investments and stocks & shares ISAs.

Plum automates saving and investing with an easy sign-up bonus for new users.

Wealthify is a managed investing platform with a welcome bonus for new customers.

Wombat is a themed ETF investing app with a free share offer for new sign-ups.

Dodl by AJ Bell is a simple investing app with occasional welcome bonuses.

Zopa offers competitive savings and cash ISA rates with periodic switching bonuses.

JamDoughnut turns everyday spending into instant cashback via gift cards.

Complete Savings offers a monthly cashback membership with a welcome bonus.

Chase UK runs a refer-a-friend scheme that rewards both accounts.

Curve is a single card that combines your other cards, with a referral bonus for both parties.

Refer friends to Revolut and earn a bonus once they complete qualifying card activity.

HyperJar offers a referral bonus when new users fund their account.

Zilch is a UK "pay in 4" app with a refer-a-friend cash reward.

Snoop is a free money-tracking app that periodically offers referral rewards.

Octopus Energy rewards both accounts with credit when a friend joins via your link.

Wise (formerly TransferWise) offers a referral bonus after your friend sends a qualifying transfer.

PayPal occasionally runs refer-a-friend cash bonus schemes for UK users.

Uphold is a multi-asset trading platform with a referral bonus for both parties.

AttaPoll is a mobile survey app that pays cash via PayPal from £3.

YouGov pays UK users to share their opinions in political and consumer surveys.

Norstat is a European market research panel paying cash or vouchers.

LifePoints rewards users with points redeemable for vouchers or PayPal cash.

Ipsos iSay is one of the largest paid survey panels, rewarding with vouchers or cash.

Opinion Outpost pays UK users cash or vouchers for completing short surveys.

OnePoll pays cash for surveys via bank transfer once you reach the payout threshold.

Outlier hires remote experts to review and train AI model outputs on a freelance basis.

Alignerr pays subject-matter experts to align AI models through structured feedback.

DataAnnotation offers remote projects grading and refining AI model responses.

TELUS Digital (formerly TELUS International) runs paid AI evaluation programmes for UK workers.

Welocalize hires linguists and evaluators for AI training and localisation work.

Clickworker offers micro-tasks including AI training data creation and review.

OneForma by Pactera Edge runs AI evaluation, search rating and transcription projects.

Appen is a global platform for AI data and evaluation work, open to UK freelancers.

Invisible Technologies hires remote operators for AI training and advanced tasks.

RWS (via TrainAI) runs paid AI data collection and evaluation programmes.