Trending offers

Switch your main account to Nationwide and pocket £200 within 10 working days.

Open a Club Lloyds account, complete a switch and receive £200 plus lifestyle perks.

Fund a new Freetrade account with £50 and receive a random free share worth £10–£200.

Earn 1% cashback on everyday debit card spending for the first 12 months with Chase UK.

Switch to a First Direct 1st Account and receive £175 free cash within 28 days.

Open a Trading 212 Invest account, deposit £1 and receive a free share worth up to £100.

Open an InvestEngine account, invest £100+ and earn a welcome bonus of up to £100.

Link your debit and credit cards to Airtime Rewards to automatically earn discounts on your phone bill.

Open a Raisin UK account and deposit £10,000+ into a savings product to earn a £25 bonus.

Join TopCashback and get a £15 bonus after your first qualifying purchase of £10+.

Sign up to Quidco and earn a £10 bonus after £5 of tracked cashback.

Open a Chip account with a referral code, deposit £1 and receive £10 free credit.

Prolific pays UK users to complete short university research studies — one of the best-paying survey platforms.

Refer a friend to Monzo and you both receive £5 once they use their card three times.

Virgin Money periodically runs cash or gift-based switching incentives for new current-account customers via the Current Account Switch Service (CASS).

Barclays occasionally runs cash switching incentives for eligible new current-account customers who move via CASS with qualifying direct debits and deposits.

Nutmeg is a UK digital wealth manager offering ISAs, JISAs, pensions and general investment accounts. Refer-a-friend rewards are run periodically.

AJ Bell offers Stocks & Shares ISAs, SIPPs and general investment accounts with UK share dealing and a wide fund selection.

Interactive Investor is a UK flat-fee investment platform for ISAs, SIPPs and trading accounts. Cashback and welcome offers are run periodically.

Hargreaves Lansdown is one of the UK's largest investment platforms, offering ISAs, SIPPs, fund and share dealing.

Kroo is a UK app-based current account with interest on balances and a referral programme for existing customers.

Zing is a multi-currency money app from HSBC. Any referral incentives are shown in-app to existing customers — check the current programme before signing up.

Utility Warehouse is a UK multi-service provider (energy, broadband, mobile, insurance) with a partner/refer-a-friend programme.

Giffgaff is a UK SIM-only mobile network with a long-running refer-a-friend scheme where both parties receive a credit on qualifying activation.

SMARTY is a UK SIM-only mobile network on the Three network, with a referral programme that credits both existing and new customers.

VOXI is Vodafone's youth-oriented SIM-only mobile brand with a refer-a-friend programme for eligible new customers.

OnePulse pays users small amounts to answer very short 'pulse' polls. Low per-survey pay but quick and mobile-friendly.

Stellar AI recruits remote contractors to work on AI training projects such as writing, coding evaluation and prompt review. Application-based; not all applicants are approved.

Toloka is a global crowdsourcing platform offering micro-tasks and expert AI training projects. Earnings depend on available tasks in your country.

The Amazon Influencer Program lets creators earn commissions on products they recommend via a personalised storefront, including on-site product videos.

The Medium Partner Program pays writers based on member reading time on their published stories. UK writers can join if Medium supports Stripe payouts in their country.

Printify is a print-on-demand platform that fulfils custom products (t-shirts, mugs, prints) via a network of suppliers. Connect to Etsy, Shopify or your own store.

Teemill is a UK-based print-on-demand platform for organic cotton t-shirts and apparel, with free store setup and dropshipped fulfilment.

Sell photos, illustrations, vectors, videos and audio through Shutterstock's Contributor programme. Payouts scale with downloads.

Contribute photos, illustrations, vectors and videos to Adobe Stock and earn a royalty on each licensed download.

Revolut is one of the UK's largest fintech banks with a long-running refer-a-friend scheme that rewards both parties when a new customer orders a card and completes qualifying spend.

Monument is a UK challenger bank aimed at savers and mass-affluent clients, offering fixed-term savings and easy-access accounts with a periodic refer-a-friend bonus.

Yonder is a UK Mastercard rewards credit card built around dining, travel and city experiences, with a referral scheme paying points to both parties.

American Express UK runs one of the most generous referral programmes in the country, paying Membership Rewards points or statement credit when a friend signs up for an eligible Amex card.

Zable (formerly Fluid) is a UK credit card and buy-now-pay-later app aimed at customers building or rebuilding credit, with a periodic referral programme.

Klarna's UK shopping app runs periodic 'refer a friend' vouchers for new users who complete a qualifying purchase using pay-in-3 or pay-in-30.

Klarna's UK debit-style balance and card lets you pay upfront rather than via credit, with an in-app refer-a-friend bonus for both parties.

Clearpay is Afterpay's UK arm — a pay-in-4 buy-now-pay-later service with a periodic referral discount for both parties on their next order.

Zilch is a UK pay-over-time and rewards app that runs a refer-a-friend bonus paid into your Zilch balance after your invitee completes a qualifying purchase.

Wise (formerly TransferWise) is a UK-based multi-currency account with a refer-a-friend scheme that pays cash once your invitee sends a qualifying international transfer.

PayPal UK runs a rotating refer-a-friend scheme paying cash into both accounts once your invitee sends or receives a qualifying payment.

SumUp is a UK card reader and small-business payments provider with a partner referral scheme paying cash when a new merchant activates a reader.

Monzo's business current account periodically runs a partner-referral bonus paid to both parties once a new business account is opened and funded.

Plum is a UK automated saving and investing app with an FCA-authorised Stocks & Shares ISA, general investment account, and a refer-a-friend cash bonus.

Wealthify is a UK robo-investor owned by Aviva, offering fully-managed Stocks & Shares ISAs, JISAs, pensions and general investment accounts, with a periodic refer-a-friend bonus.

iFast Global Markets UK offers a self-directed investment platform for ISAs, GIAs and SIPPs, with occasional welcome bonuses and refer-a-friend rewards.

JP Morgan Personal Investing (Nutmeg's parent-group platform) lets UK customers invest in JPM-run portfolios inside an ISA or GIA, with a refer-a-friend bonus.

IG is a UK-listed spread-betting, CFD and share-dealing broker offering ISAs and SIPPs, with periodic refer-a-friend cash rewards for active traders.

Robinhood UK is the FCA-authorised arm of the US-listed broker, offering commission-free US and UK share trading with a refer-a-friend free-share reward.

Octopus Energy is a UK renewable energy supplier with one of the biggest ongoing referral schemes — cash credit for both parties when a new customer completes a switch.

EDF is a major UK energy supplier with a customer-only ‘Recommend a Friend’ scheme that credits both accounts once the new customer's switch completes.

E.ON Next is a major UK energy supplier with a periodic refer-a-friend credit for both parties when a new customer completes a full supply switch.

Rakuten is a global cashback site offering percentage cashback at hundreds of UK retailers, with a welcome bonus paid after your first qualifying purchase.

Jam Doughnut is a UK app that lets you buy gift cards from high-street retailers at a discount, effectively giving instant cashback plus a refer-a-friend bonus.

Cheddar is a UK cashback app offering instant payouts on purchases at high-street partners and a refer-a-friend bonus when your invitee links a debit card.