Get £175 For Switching To Bank Of Scotland

Switch an eligible current account to Bank of Scotland and receive a £175 cash bonus after meeting the qualifying conditions.

Bank Switch
15 Minutes
Medium

Expired offer

This Bank of Scotland offer has now ended. The page stays online for reference. You can browse our live offers for current alternatives.

Offer Expired

Last checked:: 11 September 2026
Category:: Bank Switch

What is Bank of Scotland?

Bank of Scotland is Scotland's oldest bank, founded in 1695, and today forms part of Lloyds Banking Group.

It offers everyday current accounts, savings, mortgages and lending to customers across the UK.

How To Claim Your Cash Reward

Follow these simple steps.

1
1. Open Your Bank Of Scotland Account
Apply online for a new eligible Classic, Silver or Platinum Current Account.
Choose to switch an existing current account using the Current Account Switch Service.
2
2. Complete Your Switch
Complete a full Current Account Switch and transfer at least three active Direct Debits from your old account.
3
3. Meet The Requirements
Ensure all qualifying conditions are met throughout the switching process.
4
4. Receive Your Bonus
Once your switch has started and all qualifying conditions have been met, Bank of Scotland will normally pay the £175 bonus within 14 working days.

Important

Eligibility and promotional terms are set by Bank of Scotland and can change or end at any time.

Student, Smart Start, Under 19 and Basic Accounts are excluded.
Switching from Lloyds Bank or Halifax current accounts does not qualify.
Existing Bank of Scotland account upgrades are not eligible.
Customers who have received a Lloyds Banking Group switching incentive since 1 January 2023 are not eligible.
Joint account applicants are not eligible if either applicant has previously received a qualifying switching incentive since 1 January 2023.

Frequently Asked Questions

Click a question to view the answer.

How much can I earn?

Eligible customers can receive a £175 cash bonus after completing a qualifying switch.

When will I receive the bonus?

Bank of Scotland normally pays the £175 bonus within 14 working days of your switch starting and the conditions being met.

Do I need Direct Debits?

Yes. You need to transfer at least three active Direct Debits from your old account.

Can existing customers apply?

Upgrading an existing Bank of Scotland account does not qualify, so you need to open a new eligible account and switch in.

Is this a referral offer?

No. Our button links directly to the official Bank of Scotland switching page.

If you sign up using the link provided, we may receive a reward at no additional cost to you. We review our offers regularly to help keep the information as accurate and up to date as possible.

Read our affiliate disclosure.

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