Beginner roadmap
Not sure where to start? Work through these in order — the earliest steps pay the most for the least effort.
- 1
Bank switch bonuses
Start here. Switching a current account via CASS is one of the highest-value, lowest-effort payouts in the UK — often £150–£200 for a few minutes of setup.
Browse bank switch bonuses → - 2
Referral bonuses
Use referral links for apps you were going to sign up for anyway — Monzo, Chase, Revolut, Trading 212, Wise and mobile networks like Giffgaff.
Browse referral bonuses → - 3
Cashback sites
Route your normal online shopping through TopCashback or Quidco. Free money on purchases you'd be making anyway.
Browse cashback sites → - 4
Investing bonuses
Free-share and welcome offers from Trading 212, Freetrade, InvestEngine and others. Only invest what you're comfortable holding — capital is at risk.
Browse investing bonuses → - 5
Surveys
Fill spare time with Prolific, YouGov, Ipsos iSay and AttaPoll. Low hourly rate but zero start-up cost and no skills required.
Browse surveys → - 6
AI training work
If you're strong at writing, maths or code, apply to Outlier, DataAnnotation and similar platforms. Application-based and competitive but far higher hourly pay than surveys.
Browse ai training work → - 7
Matched betting
Advanced. Uses free-bet and sign-up offers from UK bookmakers to lock in tax-free profit. Requires float capital and careful record-keeping — read the responsible-gambling notes first.
Browse matched betting → - 8
Passive income
Longer-term plays: Airtime Rewards on top of your normal spend, selling on Vinted/eBay, print-on-demand with Teemill/Printify, and stock photo/video contribution.
Browse passive income →