Overview
SMARTY is a UK SIM-only mobile network on the Three network, with a referral programme that credits both existing and new customers. We manually check every offer we list — see the "Last checked" date on this page. Always confirm the current terms on the provider's website before signing up.
Step-by-step guide
- 1Visit the official SMARTY website via our link
- 2Sign up and complete any identity or bank verification
- 3Meet the qualifying criteria set out in the current offer terms
- 4Wait for the reward to be credited or the payout to arrive
What you'll need
- •A UK bank account or debit card
- •A valid form of ID for KYC checks
- •An active email address and UK mobile number
Eligibility
- ✓UK resident aged 18+
- ✓New customer (unless the offer states otherwise)
- ✓Standard identity verification (photo ID and address)
Tips to maximise this offer
- ★Always read the current SMARTY terms before signing up — reward amounts and criteria change
- ★Screenshot the offer terms on the day you join for your own records
- ★Set a calendar reminder for when the reward is expected to be paid
FAQ
Is the SMARTY offer available to UK residents?+
Yes — we only list offers that are publicly available to UK residents at the time of writing. Always confirm the current terms on the SMARTY website.
Will this affect my credit score?+
It depends on the product. Current accounts and credit products usually involve a hard or soft credit check; most cashback, survey and referral offers do not.
How long does the reward take to arrive?+
This varies by provider and offer. See the offer overview above for the current expected payout time.
We may earn a small commission if you use our link — this never affects the offer you receive. See our affiliate disclosure.