Overview
Monzo's classic refer-a-friend scheme. Both accounts receive a fiver once the new user makes three qualifying card payments.
Step-by-step guide
- 1Open the Monzo app and grab your referral link
- 2Friend signs up and orders their card
- 3Friend makes 3 debit-card payments
- 4Both accounts receive £5
Eligibility
- ✓Existing Monzo account
- ✓New user with valid referral link
Tips to maximise this offer
- ★Referrals are usually capped per month — check the app for your current limit
FAQ
Is Monzo a real bank?+
Yes — Monzo is FCA-authorised and FSCS-protected up to £85,000.
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