Basic process
Open the new account, request a full CASS switch, meet any pay-in or direct-debit requirements, then wait for the bonus window. Keep records in case you need to chase the bank.
- Use a spare donor account
- Check direct-debit requirements early
- Record dates and screenshots
Kelly's tips
Read the exclusion wording twice. The most common reason a switch bonus fails is a previous account or previous reward within the excluded period.
- Do not switch your main account unless you are comfortable
- Keep emergency access to another bank
- Avoid too many applications before a mortgage
